Wise: International Transfers

Content rating
Everyone
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Optimal speed stands as the main highlight of Wise: International Transfers. Wise Payments Ltd. delivers the ultimate system for APPzone fans. Find extra details via Finance.

Advantages Of The Official App Wise: International Transfers

16 million+ customers send, receive, spend and grow their money internationally with Wise. It’s the fast, simple way to move money in 145+countries and 45+ currencies. Products available depend on where you live. Check wise.com or download the app to see what’s available for you.

— International money transfers —
• Send money to 70+ countries, fast
• Get the mid-market exchange rate, for every money transfer
• Over 65% of transfers are instant, arriving in under 20 seconds (transaction speed claimed depends on individual circumstances and may not be available for all transactions)
• Secure your transfers with two-factor authentication, encryption and biometrics

— The Multi-Currency Card that’s always got the right currency —
• Spend or withdraw cash in more than 160 countries
• If you don’t have the local currency, we’ll auto-convert what you have with the lowest possible price
• Freeze and unfreeze your card, and update your digital card details

— Get paid like a local —
• Get your own UK account number and sort code, European IBAN, Australian account details and more, as if you had local bank accounts around the world
• Use these account details to get paid in multiple currencies for free, and for direct debits
• Keep up-to-date with instant push notifications for every transaction

— Hold 40 currencies and convert between them instantly —
• No monthly fee and no maintenance fee to keep money in your account, in most cases
• Convert between currencies instantly, at the mid-market exchange rate, for a super-low fee
• Auto-convert currencies at specific rates, and keep up to date with exchange rates with Rate Alerts

— A better business account for going global —
• Pay invoices and bills faster, at a better exchange rate
• Use account details to get paid by clients and customers around the world
• Connect to supported platforms like Amazon, Stripe, Xero, and more

Wise is regulated by local authorities around the world. Wise is a Money Service Business (“MSB”“) registered with FinCen, not an FDIC-insured bank. It is authorized to operate as a MSB in most states. In other states, the MSB program is sponsored by Community Federal Savings Bank, to which we’re a service provider. The Wise Multi-Currency Card Program is issued by Wise’s sponsor Bank(s)*, member(s) FDIC. pursuant to licensing by Visa® U.S.A. Inc. The Wise Multi-Currency Card is available to eligible consumers and commercial entities. Not available in all countries. Fees vary based on type of transaction. T&C apply. Find more info at https://wise.com/us/

*Lead Bank and Community Federal Savings Bank.

Capital at risk. Past performance does not guarantee future growth. Interest is an investment service, availability and provider vary by location. Please check Wise.com/interest for more information.

Send to: EUR (Euro), USD (US dollar), GBP (British pound), AED (UAE dirham), ARS (Argentine peso), AUD (Australian dollar), BDT (Bangladeshi taka), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CLP (Chilean peso), CNY (Chinese yuan), CRC (Costa Rican colón), CZK (Czech koruna), DKK (Danish krone), EGP (Egyptian pound), GHS (Ghanaian cedi), GEL (Georgian lari), HKD (Hong Kong dollar), HUF (Hungarian forint), IDR (Indonesian rupiah), ILS (Israeli shekel), INR (Indian rupee), JPY (Japanese yen), KES (Kenyan shilling), KRW (South Korean won), LKR (Sri Lankan rupee), MAD (Moroccan dirham), MXN (Mexican peso), MYR (Malaysian ringgit), NPR (Nepalese rupee), NOK (Norwegian krone), NZD (New Zealand dollar), PEN (Peruvian sol), PHP (Philippine peso), PKR (Pakistan rupee), PLN (Polish zloty), RON (Romanian leu), SEK (Swedish krona), SGD (Singapore dollar), THB (Thai baht), TRY (Turkish lira), UAH (Ukrainian hryvnia), VND (Vietnamese dong), ZAR (South African rand), ZMW (Zambian kwacha)
Send, receive, spend worldwide
Updated on
Aug 31, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, Financial info and 5 others
  • This app may collect these data types
    Personal info, Financial info and 6 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

1.98M reviews
David HUDGENS
July 26, 2025
fairly easy to use, good way to send money to other people, and the rates aren't bad. sometimes I'm frustrated with how many times the app will tell me my transfer might take a few days because my money hasn't posted to the Wise account. so I had to link 2 of my accounts and switch back and forth on which one to use to transfer the money the fastest.
227 people found this review helpful
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Elizabeth Leer
August 19, 2026
It has fees for everything including moving your own money from your European bank to your American bank. Conversion fees are understandable, but fees just to get your money where you can use it in addition is a bit much. The fees are lower than some places though. It just sucks as a freelancer to have to pay to receive your paycheck from abroad.
1 person found this review helpful
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Wise Payments Ltd.
August 19, 2026
Hi Elizabeth. We understand that fees can add up, especially for freelancers receiving payments internationally. We work hard to keep our rates as low and transparent as possible with no hidden markups, but we hear you and appreciate your input on how we can improve. For any further questions please get in touch here: https://wi.se/help. -Wise
Cindy G
August 23, 2026
Update: They sent me an email telling me to send documents to keep my account from being closed, and the upload link in the email does not work. Since I opened my account, more and more basic features have become worse. They sent me a new card that now doesn't work at any ATMs in Japan. The old card worked, they did something to ruin it. Absolutely unacceptable failure to provide a basic function of service and a refusal to address the problem beyond "well we only said it MIGHT work".
2 people found this review helpful
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Wise Payments Ltd.
August 23, 2026
Hey Cindy. We hear your frustration! Local withdrawals in Japan are typically only supported at AEON, E-net, and Daily Yamazaki ATMs (select "international cards"). If you're having issues uploading doc, please reach out to us via DM on Facebook, Instagram, X or http://wi.se/help and we'll check this for you. - Wise

What’s new

We fixed bugs and made minor improvements.

Happy sending, spending, and saving!